Financing with Our Dealership

Hoy Volkswagen of El Paso takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Hoy Volkswagen of El Paso Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Hoy Volkswagen of El Paso can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Welcome to Our Financing Department

Get the best possible deal with our financing options here at Hoy Volkswagen Of El Paso

Finding a car you like is the first big step toward driving away satisfied. Fortunately, with our selection of Volkswagen models and used cars for sale here at Hoy Volkswagen Of El Paso, that part is only too easy. The next big step is determining which financing options are right for you. Luckily, that part is pretty easy as well here at our El Paso dealership. With staff on hand to help you find the right car payment plan and great relationships with local banks and lenders, there's almost no obstacle to getting you a great deal here at Hoy Volkswagen Of El Paso.

Find the Auto Financing that Fits You Best

Whether you're deciding to buy or lease a vehicle, we can help you come up with a plan. Each one has its own merits, and it's up to you to decide what aligns with your goal. When you buy and finance with a car loan, you're thinking long term and can build equity. Leasing offers lower payments and provides flexibility if you'd like to upgrade after the terms are completed. No matter what, our team is here to help you and discuss options, rates and more so you can make the smart choice for you!

Save Time by Getting Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.

Your privacy is important to us.

Hoy Volkswagen of El Paso takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Hoy Volkswagen of El Paso

    7230 Viscount Blvd.
    El Paso, TX 79925

    • Sales: 915-778-5341
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Get in Touch

  • Contact our Sales Department at: 915-778-5341
  • Monday9:00am-8:00pm
  • Tuesday9:00am-8:00pm
  • Wednesday9:00am-8:00pm
  • Thursday9:00am-8:00pm
  • Friday9:00am-8:00pm
  • Saturday9:00am-6:00pm
  • SundayClosed